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Providing Insurance Since 1987       Office: (859)278-0124

Saving Our Customers Money With Superior Coverage!Serving Hazard, Lexington, Georgetown, Nicholasville, Versailles & Kentucky

Why Whitt Insurance Agency?

Unlike company-employed agents, Whitt Insurance Agency represents more than one insurance company, so we can offer our customers a wider choice of auto, home, business, life and health coverages, as well as retirement and employee-benefit products.

Not all insurance agencies are the same.

Choosing the right one can make a big difference – in price, service, and value!

Wth an independent insurance agency like Whitt Insurance Agency -  you get choices!

Why?  Whitt Insurance Agency is an independent insurance agency – meaning we do business with multiple insurance companies and compare protection and prices to find the best value for you. We will provide you with multiple competitive quotes so you can select the right policy and coverages for your unique insurance needs. As members of the Hazard, Lexington, Georgetown, Midway, Nicholasville, Versailles, and  Kentucky community; we're committed to being your insurance consultant and advocate for when you need us the most.

Our Commitment is to Serving You

Whitt Insurance Agency knows that in Kentucky there are as many unique insurance needs as we have neighbors who live here!  Since 1987, we have insured over 5,000 auto, home, health, life, and business customers. To talk with one of our helpful team members about your insurance needs, contact us today:

Mike Whitt, CLU, LUTCFPruette Whitt, CICLavinia Whitt

A Few Things That Make Us Different From the Rest

1.We provide important ‘Reviews & Reminders’ throughout the year to help   
you keep your insurance up to date
2.We do not sell one-size-fits-all polices.  We use the right ‘Survey’ to gather 
your details and tailor coverage based on your needs.
3.As an Independent Insurance Agency, we do not work for an insurance
company; we work for you – our customer, as a consultant and as an
4.We don't wait for a rate increase, we will requote your policy with multiple
"A" rated companies upon each renewal to ensure you are still getting the
right coverage at the best price.
5.Personal Service & Insurance Advice – Call us for claims, billing questions,
policy changes, insurance quotes, or any other insurance need you may have.
6.We provide you with 24 / 7 online service for checking on your claims & to
make an online payment.
7.We provide you with the tools you need to better understand your insurance
policy - check out 'Insurance Made Easy'.
8.We are committed to your satisfaction - it's the key to our livelyhood.
9.We are licensed professionals with strong customer & community ties.
10.We offer the ease of online with experienced professionals and a local office.

 Partial List of Insurance Protection We Provide 

Savings up to 40% & better coverage!We work for you, not an insurance company!

Vehicle Insurance – Insurance protection for the things that matter most to you.

Auto Insurance – Get the right insurance coverage for your car, truck, van or
other vehicles.
Classic Car Insurance – Your classic car is an icon. Insure it well.
Motorcycle Insurance – Ride safe and insure your motorcycle.
ATV and Motorsport Insurance – Insurance policies that cover all your off road
RV and Mobile Home Insurance – Home insurance for your home-on-the-road.
Boat and Watercraft Insurance – Insurance coverage for all your watercraft needs;
from a jet ski to a luxury yacht.

Property Insurance – Insurance protection for the things that matter most to you.

Homeowners Insurance – Insurance protection for your most valuable asset.  
High Value Home Insurance -
Condo Insurance – Condos have special needs – make sure your insurance is      
Mobile Home Insurance - Insurance protection designed for your home.
Renters Insurance – Inexpensive insurance options that make sense for renters.
Landlord ProtectionTM – Renting your home? Protect yourself with landlord
Flood Insurance – Insurance protection that covers what many homeowner’s
policies do not. 
Earthquake Insurance – Specialized insurance coverage for when an earthquake .
Umbrella Insurance – Extra insurance protection for the unforeseen.      

Commercial and Business Insurance – Insurance coverage that helps protect your business.

General Liability Insurance – Broad insurance coverage for your business and
Professional Liability Insurance - Protection for any errors & omissions that may
occur when helping others.
Commercial Property Insurance – Protect your business with insurance for
your commercial tangible assets.
Business Auto Insurance – Cover your business with insurance for commercial
Workers' Compensation Insurance – Insurance coverage that helps you take care
of your employees in the event of an on the job injury or job related illness.
Employment Practices Liability – Insurance to protect you and your business from
lawsuits arising from mistakes made by staff, employees, or employer.
Employee Benefits – Insurance to retain the employees that have helped to build
your business & attract new employees.
Commercial Umbrella Insurance – Insurance coverage that helps protect your
business from the rising costs of lawsuits.
Surety & Fidelity Bonds - Protect your assets with financial backups for promises
made by others.
Catastrophic Insurance - Protection for what you can't prevent.

Life and Health Insurance – Insurance protection for you, your family & business.

Universal Life – Whole life policy with guaranteed base interest rate & retirement 
Whole Life Insurance – Life insurance coverage with a long-term investment with
cash value.
Term Life Insurance – Insurance protection to help keep your family secure.
Critical Illness Insurance - Insurance to help you recover from a serious illness.
IRA’s & Annuities – Interest bearing retirement benefit.
Health Insurance – Insurance coverage that helps take care of you and your financial
security. Medical expense is the #1 cause of bankruptcy.

As a Trusted Choice®, independent insurance agency, Whitt Insurance Agency can shop among some of America's leading insurance companies to customize a policy to fit all your unique insurance needs - no matter what that need may be.  By having all your insurance under one roof you know who to call when a crisis happens.

Before you pay your next insurance premium, give us a call for a free, no obligation review & quote of your insurance.  You may be paying too much for coverage that no longer provides the protection you need!  Call us today!  Local: 859-278-0124 or Toll Free: 866-222-2555.

* This brief summary is not a policy document.  Please read the actual policy documents for important details on coverages, exclusions, limits, conditions, and terms.  If there is any conflict between this summary and the policy documents, the policy documents will control. Each insurance company has it's own set of guidelines and qualifications; therefore not all products  & discounts may be available to everyone.