Whitt Insurance Agency
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Providing Insurance Since 1987     

Saving our customers up to 40% on their insurance; we'd like to help you do the same!Serving Lexington, Hazard, Georgetown, Midway, Nicholasville, Versailles, Wilmore & Kentucky

Why Whitt Insurance Agency?

Because, we have been saving our customers up to 40% on their insurance and with over 30 companies to shop, we may be able to help you save time & money too!

Unlike company-employed agents, Whitt Insurance Agency represents some of America's leading insurance companies so we can offer our customers a wider choice of auto, home, business, life and health coverages, as well as retirement and employee-benefit products all under one roof.

Not all insurance agencies are the same.

Choosing the right one can make a big difference - over 50% of the policies we review have:

  • Rating Mistakes
  • Missing Coverages
  • Overcharges.

These are mistakes that could potentially disrupt your financial security, or  put you out of business.

With Whitt Insurance Agency -  You get the experience and training of our proven professionals, to help you find and fix the mistakes and overcharges in your insurance program. 

 Our Commitment is to Serving You

Whitt Insurance Agency knows that in Kentucky there are as many unique insurance needs as we have neighbors who live here!  Since 1987, we have insured over 5,000 auto, home, health, life, and business customers. To talk with one of our helpful team members about your insurance needs, contact us today:

Mike Whitt, CLU,  LUTCF    Pruette Whitt,CIC  Lavinia Whitt 

10 Reasons to Choose Whitt Insurance Agency For All Your Insurance Needs!

1.As an Independent Insurance Agency, we do not work for an 
insurance company; we work for you – our customer, as a
consultant and as an advocate.
2.We do not sell one-size-fits-all polices.  We use the right ‘Survey’
 to gather your details and tailor coverage based on your needs.
3.We provide important ‘Reviews & Reminders’ throughout the year to
help you keep your insurance up to date; and, to help make your 
life -and/or - job easier.
4.We don't wait for a rate increase, we will requote your policy with
multiple "A" rated companies upon each renewal to ensure you are still
getting the right coverage at the best price.
5.Personal Service & Insurance Advice – Call us for claims, billing
questions, policy changes, insurance quotes, or any other insurance
need you may have.
6.We provide you with 24 / 7 online service for checking on your
claims & to make an online payment.
7.We provide you with the tools you need to better understand your
insurance policy - check out 'Insurance Made Easy'.
8.We are committed to your satisfaction - it's the key to our
9.We are licensed professionals with strong customer & community
10.We offer the ease of online with experienced professionals and a
local office.

 Partial List of Insurance Protection We Provide 

Savings up to 40% & better coverage!We work for you, not an insurance company!

Vehicle Insurance – Insurance protection for the things that matter most to you.

Auto Insurance – Get the right insurance coverage for your car, 
truck, van or other vehicles.
Classic Car Insurance – Your classic car is an icon. Insure it well.
Motorcycle Insurance – Ride safe and insure your motorcycle.
ATV and Motorsport Insurance – Insurance policies that cover all
your off road vehicles.
Motorhome & Travel Trailer/Camper Insurance – Insurance 
for your home-on-the-road.
Boat and Watercraft Insurance – Insurance coverage for all your
watercraft needs; from a jet ski to a luxury yacht.

Property Insurance – Insurance protection for the things that matter most to you.

Homeowners Insurance – Insurance protection for your most   
valuable asset. 
High Value Home Insurance - For homes valued over $750,000.
Condo Insurance – Condos have special needs – make sure       
your insurance is right.
Mobile Home Insurance - Insurance protection designed for your
Renters Insurance – Inexpensive insurance options that make
sense for renters.
Landlord ProtectionTM – Renting your home? Protect yourself with
landlord insurance.
Flood Insurance – Insurance protection that covers what many  
homeowner’s policies do not.
Earthquake Insurance – Specialized insurance coverage for when
an earthquake strikes.
Event Insurance - Insurance coverage for that back-yard wedding &
other 1 time events you may have.
Umbrella Insurance – Extra insurance protection for the unforseen.

Commercial and Business Insurance – Insurance coverage that helps protect  your business.

Business Owner Policy (BOP) - Provides a bundle of basic 
coverages for small and medium-sized businesses.
General Liability Insurance – Broad insurance coverage for your 
business and activities.
Professional Liability Insurance - Protection for any errors &
omissions that may occur when helping others.
Commercial Property Insurance – Protect your business with
insurance for your commercial tangible assets.
Business Auto Insurance – Cover your business with insurance for 
commercial vehicles.
Workers' Compensation Insurance – Insurance coverage that helps
you take care of your employees in the event of an on the job injury or
job related illness.
Employment Practices Liability – Insurance to protect you and your 
business from lawsuits arising from mistakes made by staff,
employees, or employer.
Employee Benefits – Insurance to retain the employees that have
helped to build your business & attract new employees.
Commercial Umbrella Insurance – Insurance coverage that helps 
protect your business from the rising costs of lawsuits.
Surety & Fidelity Bonds - Protect your assets with financial backups 
for promises made by others.
Catastrophic Insurance - Protection for what you can't prevent.

Life and Health Insurance – Insurance protection for you, your family & business.

Universal Life – Whole life policy with guaranteed base interest   
rate & retirement benefit. 
Whole Life Insurance – Life insurance coverage with a long- 
term investment with cash value.
Term Life Insurance – Insurance protection to help keep your
family secure.
Critical Illness Insurance - Insurance to help you recover from
a serious illness.
IRA’s & Annuities – Interest bearing retirement benefit.
Health Insurance – Insurance coverage that helps take care of
you and your financial security. Medical expense is the #1 cause of

Whitt Insurance Agency - Saving You Time & Money!

As a Trusted Choice®, independent insurance agency, Whitt Insurance Agency can shop among some of America's leading insurance companies to customize a policy to fit all your unique insurance needs - no matter what that need may be.  By having all your insurance under one roof you know who to call when a crisis happens.

We've been saving our customers up to 40% on their insurance . . . we'd like to do the same for you!Before you pay your next insurance premium, give us a call at (859)278-0124 or our toll (866)222-2555 for a free, no obligation review & quote of your insurance.  You may be paying too much for coverage that no longer provides the protection you need! 

        Office: (859)278-0124 or Toll Free: (866)222-2555

* This brief summary is not a policy document.  Please read the actual policy documents for important details on coverages, exclusions, limits, conditions, and terms.  If there is any conflict between this summary and the policy documents, the policy documents will control. Each insurance company has it's own set of guidelines and qualifications; therefore not all products  & discounts may be available to everyone.